How Shop Pay Installments Work

Shop Pay offers customers the option to pay for their order in full at checkout, or to pay in installment payments for orders from 50 USD to 17,500 USD.
You can choose between the following installment payment options at checkout:
  1. Four, biweekly, interest-free payments, for orders from 50 USD to 999.99 USD.
  2. Monthly payments for orders from 150 USD to 17,500 USD. Monthly installment orders are interest-bearing from 10 to 30% APR, and may be paid in three, six, or twelve months depending on the purchase amount.

To pay for an order using Shop Pay Installments, you'll go through the following steps:

  1. Add desired items to your cart.
  2. Choose to check out using Shop Pay.
  3. Select to pay in installments.
  4. Review all of the installment payment options that are available to you, and then choose an option.
  5. Reviews your purchase, and then make your first payment at checkout.

The remaining payments are automatically charged to the your card based on the payment schedule you choose. You'll get an email reminder before each payment is charged.